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| Loanfinder UK - www.loanfinderuk.co.uk |
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| After 10 years prior experience in loan brokerage, the LoanFinder UK brand was launched in October 2008. LoanFinder UK is deliberately different. Unlike many price comparison web sites and traditional loan brokers LoanFinder UK will never accept a fee from a lender for recommending customers to them. Because we do not take commission from lenders we charge customers a simple one-off payment of between £29 and £68 but this is only collected on a date that is convenient for our customers. Our service is really simple: we assess a customer's application, decide whether we can help them and then find the best loan that's available for them in the UK from our extensive panel of lenders. Thousands of customers contact Loanfinder UK. They can know that the loan found for them will be the best available to them in the UK. |
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| CGS Credit Cards - www.cgscreditcards.co.uk |
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| CGS was opened in 1999. Another Richmond Group innovation, CGS was the first company in the UK to offer a full credit card brokerage service. CGS specialises in helping customers with CCJs, defaults or a low credit score to be accepted for Visa or MasterCard credit cards regardless of their credit history. As with our loan brokerage brands, CGS has committed to only ever giving impartial advice to its clients and will never take a fee from a card provider. CGS clients pay a simple set up fee and are guaranteed the best card in the UK for their individual circumstances. |
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| FLM Loans - www.flmloans.co.uk |
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| FLM lends between £500 and £5,000 to people all over the UK who have been refused a loan elsewhere. Unlike other lenders who focus on credit score FLM's policy is to accept absolutely anyone as long as they are not Bankrupt or under 18. The only criteria that FLM look for when assessing a case is that the applicant has a close friend or family member that believes that they will be willing and able to pay back the loan and are willing to stand as a Guarantor to this fact. Fresh thinking FLM staff have turned the tables on the Banks’ 'computer Says No' approach and provides a professional option for thousands of people who would otherwise have found themselves with no option apart from doorstep lenders. |
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| FLM Quick - www.flmquickloans.co.uk |
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| FLM Quick is The Richmond Group’s competitive answer to the payday loan market and allows customers to borrow between £50 and £500, which can be paid out the same day or within 24 hours. Unlike conventional loans there is no set repayment amount or period. The product is more like a credit card where the customer just needs to repay the minimum repayment of the interest only each month ? and can choose when to pay off the balance. This enables the customer to manage their finances constructively; with an advance they can receive the same day as application, and fits in perfectly with The Richmond Group’s desire to be a responsible lender. |
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| Debt Line - www.debt-line.org.uk |
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| Although many people think that a loan is the answer to their debt problems, in many cases taking out more credit can make things worse. As part of our commitment to always giving our clients the best option for their circumstances Debt Line was opened in 2006. With trained credit counsellors on line 13 hours a day, Debt Line provides a free telephone consultation to loan applicants struggling with multiple unsecured debts and looking for one easy monthly repayment. Where it is in the best interests of the client, Debt Line staff offer a debt management service whereby reduced monthly payments are negotiated and clients can pay one affordable monthly repayment every month. Like all other Richmond Group companies Debt Line will help clients irrespective of credit history or financial status. |
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| Payment Guard - www.paymentguard.org.uk |
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| Payment Guard was started in 2008 specialising in simple and flexible income protection insurance. Accident Sickness and Unemployment Insurance (ASU) is a one for all insurance policy which covers people in the event that they experience problems with their income due to redundancy or unemployment outside of their control, or a serious medical problem which stops them from working. |
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| Post Plus - www.postplus.co.uk |
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| Post Plus was started as an in-house mail fulfilment and data marketing operation by the Richmond Group in 2003. Having invested heavily in database and mailing technology, the division grew steadily to become a formidable direct marketing organisation in its own right. From their Brand new 4000 sq ft premises in Poole, Post Plus deals with printing and mail fulfilment for Richmond Group companies, as well as a number of other financial and blue chip companies. |
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